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Investment Options Available in India

The main objective of an investor before investing his money is to get the highest return possible on the investment amount at the least amount of risk possible. Therefore, it is important to research all the available investment options before investing your money. Also, it is advisable to take into consideration the amount of risk that you can take on a particular investment before investing your money into irregular investment options. Generally, the investment that has the highest risk involved is also the type of investment that can provide you the highest returns on your investment. Similarly, on the other hand, the type of investment which does not involve any risk or has the least amount of risk involved would also be the investment that offers the lowest return on your investment. Banks in India are considered the safest option when it comes to investing in India.

Types of Investments

There are various types of investments from which you can choose from and invest your money. Some of the types of investment options are as follows:

Share Market

It is one of the most popular investment options available in India. However, the amount of risk involved in such an investment is also very high. Also, if you have a high risk taking capacity and adequate knowledge about the share market, then you can invest in such an option and can also generate high returns on your investment.


Gold is considered as the safest investment option amongst Indian individuals, especially the Indian women. Earlier, where there were not many investment options available, Gold was the only sort of investment that people were aware about. There are various forms in which you can invest in gold. Gold coins, jewellery, bars are some of the forms of gold investment. People buy gold and hold it till the price of gold rises to again sell it at higher rates and earn profit. It is a safe investment option however, it can take several months or even years to make profit from a gold investment.

Mutual Funds

Mutual Funds are similar to share market investments. However, they are considered safer options than the stock market. The returns still depend on the market performance and therefore there is no guarantee on your investment if you wish to choose to invest in such an option.

Fixed Deposits

Fixed deposits are a relatively safer form of investment. Where the amount of risk involved is low, then the returns on the investment are also very low. Fixed deposits are forms of investments where you can invest your money for a longer period of time and get returns. Therefore, a fixed deposit can be a very good investment option if you are looking for a long term investment option.

Real Estate

Just like gold, if you have surplus amounts of money then you can invest them in real estate. Buying a property at a certain price and then selling it at higher prices after a few years has been a traditional practice throughout the country for years. There is low risk involved in such investments and the returns can be extremely high, depending on the type of property that you have invested your money into.The above are some of the most common investment options available in India. Moreover, it is advisable for you to invest in any of the above options only if you have the required knowledge and experience about that particular investment option. You can even get an Interest Rate on Saving Account if you wish to not invest in any investment option and deposit money in your savings bank account.


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