Buying a used car can be a smart move. You get more value for your money, skip the steep depreciation of a brand-new vehicle, and often have more flexibility with your budget. But it’s not without risks. There’s no safety net once you drive away, and a poor decision can cost you thousands in repairs, insurance, and unexpected hassle.
That’s why going in with a clear, well-thought-out checklist is essential. It’s not just about kicking the tyres. It’s about making sure you’re getting what you pay for, avoiding common traps, and spotting red flags before they become your problem.
Start with the Basics
Table of Contents
Before you even get to the vehicle, there are a few basics worth clearing up.
Know What You Need
This might sound obvious, but plenty of people buy the wrong type of car for their lifestyle. Think about:
● Size and space – Do you need boot space, legroom, or extra seats?
● Fuel type – Petrol, diesel, hybrid, or electric?
● Driving habits – Mostly city driving, long highway trips, or a mix?
● Budget – Factor in insurance, registration, and potential repairs.
Make a list of your non-negotiables when it comes to buying a used car. This narrows your search and helps you avoid being swayed by shiny extras you don’t actually need. Sticking to your priorities makes it easier to compare options and spot a genuinely good match.
Do Your Homework
Once you’ve got your shortlist, research the specific makes and models. Look into common mechanical issues, running costs, and the average price range for the year and mileage. Pay close attention to models that are known for reliability, even if they’re a little less exciting to look at.
Check the Paperwork
Never skip this part. The paperwork is just as important as the car itself. A clean history means fewer surprises later.
● Registration certificate – Make sure the seller is the legal owner and the vehicle is currently registered.
● Service history – Consistent servicing is a strong sign that the car has been cared for properly.
● Roadworthy certificate – In many places, this is required for the sale to be legal. Even if it’s not, it’s a good indicator of safety.
● Finance check – Confirm there’s no money owing on the vehicle. Otherwise, you could be left liable for someone else’s debt.
● VIN check – Verify the Vehicle Identification Number on the car matches all paperwork. Use this to search for reports of theft, write-offs, or odometer tampering.
Inspect the Car Thoroughly
This is where people often get caught out. Sellers might clean up a car to hide damage or distract you with cosmetic fixes. Take your time and look closer.
Exterior and Interior
● Bodywork – Look for dents, mismatched paint, rust, or signs of repair. Uneven panel gaps can hint at past accidents.
● Tyres – Check for even wear across the tread. Uneven wear might mean alignment issues or suspension problems.
● Glass and lights – Make sure windows, mirrors, and all lights are intact and functioning.
● Seats and upholstery – Excessive wear, stains, or damage could suggest poor maintenance or even flood damage.
● Dashboard warning lights – Start the car and check that all warning lights illuminate briefly and go off. If any stay on, there’s likely a problem.
Under the Bonnet
You don’t need to be a mechanic, but a quick look under the bonnet can reveal a lot.
● Oil – Check the dipstick. Clean, amber-coloured oil is a good sign. Dark, sludgy oil might indicate overdue servicing.
● Coolant – Should be brightly coloured and free from oil or particles.
● Leaks – Look underneath the car after it’s been parked. Any fluids on the ground? That’s a red flag.
● Belts and hoses – Cracks or excessive wear could point to upcoming maintenance costs.
Don’t Skip the Test Drive
A proper test drive reveals more than you might expect. Aim to drive in different conditions, such as city streets, highways, and areas with a few turns or stop-start traffic.
The car should start smoothly without hesitation or strange noises. Acceleration should feel steady, and gear changes must be seamless, regardless of whether it’s a manual or automatic. Brakes should respond quickly and feel firm, with no vibrations or pulling to one side. Steering should be stable and direct, and the suspension should absorb bumps without feeling too stiff or overly soft. Be alert for any unusual sounds like knocking, grinding, or whining, as these could be signs of trouble.
If anything feels off or if you’re unsure, it’s a smart move to have a trusted mechanic inspect the vehicle before committing.
Negotiate Smartly
Once you’ve completed all your checks and you’re interested in buying, don’t just accept the asking price. Use what you’ve found to your advantage. Be polite but firm.
If the car needs new tyres or has a minor cosmetic issue, ask for a reduction. If the service history is patchy, that’s another point to negotiate on.
Sellers expect negotiation, and the worst they can do is say no. Just make sure you don’t overpay because you’re in a rush or worried someone else might grab it.
Drive Away Confident
Buying a used car shouldn’t feel like a gamble. With the right checks, a bit of patience, and a clear understanding of what to look out for, you can walk away with a great vehicle that serves you well for years.